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Home Warranty Basics

Climate Damage: When Warranty and Insurance Overlap

Rising climate threats demand clarity on home insurance versus warranties. This overview details coverage for weather damage, filing claims, common exclusions, and cost breakdowns. Readers gain tools to create a robust defense against gaps, optimizing premiums and repairs for enduring home security.

By Leah Rodriguez

January 12, 2026

5 min read

#home#insurance#climate

Featured

Cost Guides

Multigenerational Renovations Cost $265K on Average in 2026

For 2026 multigenerational home renovations, budgets typically span $120,000 to $420,000, averaging $265,000. Key influences include project scale, location, and finishes. Achieve up to 18% property value increase through thoughtful designs that promote independence, shared savings, and aging-in-place features.

By Daniel Burnett

January 12, 2026

7 min read

#renovation#ADU#multigenerational

Featured

Home Guides

Greywater Systems: What Installation Really Costs in 2026

Greywater systems offer a smart way to reduce water use and bills by 2026. This guide details installation costs, rebate options, and maintenance needs, empowering homeowners to select systems that align with their budget and sustainability goals.

By Leah Rodriguez

January 11, 2026

4 min read

#home#eco#cost

Home Warranty Basics

Why Home Warranties Rarely Cover Mold Damage

Home warranties promise protection for mechanical systems, yet mold damage frequently falls outside coverage due to environmental classifications and strict exclusions. Homeowners benefit from scrutinizing payout limits, claim processes, and denial factors to select plans that align with real risks and prevent financial setbacks.

By Leah Rodriguez

January 11, 2026

4 min read

#home#coverage#warranty

Cost Guides

Permit Fees Jump 35%: Budget Your Remodel Smart

Building permit fees will increase by 35% starting in 2026, significantly affecting home renovation plans across the country. Understand the reasons behind the hike, identify projects that demand permits, and discover efficient planning methods such as consolidated applications and digital submissions. Sidestep penalties, setbacks, and unexpected expenses through proven guidance to maintain momentum in your remodel.

By Melissa Flowers

January 11, 2026

5 min read

#renovation#permits#costs

Home Warranty Basics

Home Warranty Costs $300-900 vs Insurance $1,200-2,000

Uncover 2026 pricing for home warranties and insurance, influenced by home size, location, and tiers. Learn how combining plans saves up to 65% on repairs while enhancing security.

By Daniel Burnett

January 11, 2026

5 min read

#home#comparison#insurance

Cost Guides

AI HVAC Systems Cut Energy Bills 15-30% by 2026

AI HVAC systems deliver intelligent climate control, energy savings of 15-30%, and proactive maintenance, despite higher initial costs. This overview details functionality, setup process, and investment justification to help decide if the upgrade aligns with your long-term plans.

By John Penick

January 11, 2026

5 min read

#hvac#energy#climate

Home Guides

Flood-Proofing Costs $800 to $45K: What Works

Safeguard your property against flooding with targeted 2026 upgrades. This guide covers essential methods from basic sealants to comprehensive elevation, including detailed costs, timelines, DIY possibilities, and ongoing maintenance to ensure long-term protection and financial benefits.

By Susan Weiland

January 11, 2026

8 min read

#home#climate#climate resilience

Cost Guides

Solar Roof Integration Costs More Upfront But Pays Off

Thinking about a solar-integrated roof in 2026? Expect higher upfront costs but long-term efficiency, durability, and aesthetic rewards. Learn how roof type, timing, and installation choices affect pricing, when DIY works versus hiring pros, and how smart planning can turn your roof replacement into a lasting energy investment.

By Eric Melton

January 10, 2026

6 min read

#installation#roofing#solar

Appliance & System Coverage

What AI Home Coverage Actually Costs in 2026

AI home coverage in 2026 integrates smart sensors, predictive analytics, and automated maintenance for optimal home efficiency and security. Annual costs average $780, with professional installation advised. Coverage spans HVAC and leak detection to energy management, providing proactive alerts, diagnostics, and sustained savings via performance insights.

By Nicole Stambaugh

January 10, 2026

6 min read

#home#maintenance#coverage

Home Guides

Essential 2026 Upgrades for Flood-Resistant Homes

Fortify your home against impending floods through targeted, regulation-compliant enhancements. This comprehensive 2026 guide covers sealed foundations, elevated utilities, flood vents, durable materials, and emergency power solutions, including estimated costs, implementation timelines, and upkeep requirements to safeguard property, lower premiums, and ensure enduring resilience.

By John Penick

January 10, 2026

6 min read

#climate#climate resilience#water

Remodeling Cost Comparisons

Multigenerational Home Design Costs $180K-$750K

Multigenerational home design integrates privacy, accessibility, and communal areas, with expenses spanning $180,000 to $750,000. Essential elements like home size, material selections, and layout details drive pricing. Expert involvement elevates functionality and can increase property value by up to 20 percent, while strategic planning yields savings and enduring benefits.

By Daniel Burnett

January 10, 2026

5 min read

#home#ADU#multigenerational